Terms and Conditions

Last updated: January 15, 2026

These Terms and Conditions govern access to and use of the ecalunar.com website operated by Ecalunar S.A. By accessing the site, you expressly accept these terms.

1. Identification of the owner

Ecalunar S.A., a public limited company incorporated in Ecuador, Tax ID (RUC) 1793221084001, with registered address at Av. Republica del Salvador N36-140 and Naciones Unidas, Mansion Blanca Building, Floor 8, Quito, Ecuador. Contact: hola@ecalunar.com.

2. Purpose

The purpose of this website is to present information about the future real estate crowdlending platform operated by Ecalunar and to allow subscription to the waitlist of upcoming users and investors.

3. Informational nature

The information published is merely informational and does not constitute a public offering of securities, or financial, tax or legal advice. Any future investment decision must be made independently and based on official information.

4. Permitted use

You agree to use the website diligently, correctly and in accordance with the law, morality, public order and good customs. Any use that harms the site, Ecalunar or third parties is prohibited.

5. Intellectual property

All content on the site (texts, images, brands, logos, source code) is the property of Ecalunar S.A. or of third parties that have authorized its use, and is protected by applicable Ecuadorian and international law.

6. Links to third parties

The site may contain links to third-party pages. Ecalunar is not responsible for the content or practices of such sites.

7. Investment risks

Real estate crowdlending, like all investments, involves risks, including possible partial or total loss of invested capital. Past returns do not guarantee future returns.

8. Modification of terms

Ecalunar may modify these Terms and Conditions at any time. Modifications will take effect from their publication on the site.

9. Applicable law

These Terms are governed by the laws of the Republic of Ecuador. Any dispute arising from their interpretation or execution will be submitted to the competent courts of the city of Quito, Ecuador.

10. Contact

For any inquiry about these Terms, you can contact us at hola@ecalunar.com or by calling +593 2 400 2026.

EcEcalunar

Ecalunar is an Ecuadorian platform focused on democratizing real estate investment through the crowdlending model, with real collateral and full transparency.

Contact

Ecalunar S.A. — Public limited company incorporated in Ecuador

Tax ID (RUC): 1793221084001 · Quito Commercial Registry, Volume 2024-11, Folio 4821

Superintendency of Companies, Securities and Insurance — Resolution No. SCVS-INC-DNCDN-2024-08-1129

Authorized activity: collective credit financing (crowdlending) platform pursuant to the Entrepreneurship and Innovation Act

Year of incorporation: 2024 · Applicable jurisdiction: Republic of Ecuador

Every investment carries risks, including the possible partial or total loss of capital. Past returns do not guarantee future returns. Read the terms of each project carefully before investing.

© 2026 Ecalunar. All rights reserved.